Commercial Real Estate Lending
We offer a wide array of loan options that can help your company
Why Choose Our Company
Jopel was created to support mid-market and lower middle-market businesses secure financing when they need it, without the hassle. We partner with businesses when banks and other funding sources are limited or too restrictive.
Commercial Bridge Loans
We offer a wide array of loan options
Including acquisition bridge loans, development loans, and construction loans, all designed to suit different stages and types of commercial and construction projects. Ground up, mid-construction, and mezzanine loans available, contact Jopel for terms.
Loan sizes
$250,000 - $5,000 ,000
- Collateral-focused underwriting
- Focus is Major Metro areas nationwide
- Property types include, but are not limited to, Investment 1 – 4 units, Multi Family 5+ Units,
- Mixed Use, Manufacturing, Office, Office/Warehouse and Distribution.
- Can be combined with a real estate revolving line of credit
Jopel Alternative Document loans for Investment Property
Programs include
• Programs include:
• DSCR
• Bank Statement
• P&L
• ITIN
• Foreign National
Jopel Commercial Real Estate Loans
We recognize that every business and construction project is unique. We offer a variety of loan options, including acquisition loans, bridge loans, development loans, and construction loans, all designed to suit different stages and types of commercial and construction projects.
We believe in providing our customers with the best value for their money. Our Commercial and Construction Loans offer competitive interest rates, to help you keep costs manageable, maximize your returns, and maintain a healthy cash flow throughout the loan term.
We understand that commercial ventures and construction projects often have extended timelines. Our flexible repayment terms can accommodate the unique nature of your project. Our loan officers will work to design a repayment plan that aligns with your project’s cash flow, allowing you to focus on growing your business or completing your construction project without unnecessary financial burdens.
SBA Loans
7A Loans
- The SBA 7(a) loan is the most common SBA loan product, offering flexibility on terms and business uses.
- An SBA 7(a) loan is a good option for acquisitions, partner buyouts, real estate purchases, refinance and more.
Advantages:
- Typically up to 90% bank financing
- Fully amortized/no balloons
- No pre-payment penalties for loan terms under 15 years
504 Loans
While the eligibility requirements for a 504 loan are nearly the same as for the 7(a) loan program, the approved uses of the loan are different. They fall into three main categories: buying commercial real estate, financing improvements within that real estate and purchasing large equipment.
Advantages:
- Low down payment (typically 10%) conserves your cash
- Fixed or floating interest rates available
- Loan amounts up to $15,000,000
